Protect Yourself from Ransomware   With a recent uptick in attacks and more expected on the horizon, ransomware is starting to make headlines again. It’s very crucial that agents and insureds know what ransomware is and how to prevent it. During a ransomware attack, criminals break in computer networks and install programs that encrypt data.…

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“Texas is the land of perennial drought, broken by intense floods” The risk If your home is in a designated flood zone, your lender requires you to have flood insurance. A flood zone is an area that has a 1 percent chance of being flooded in any given year. But floods can happen anywhere. More…

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car insurance

With around 220 million licensed drivers in the United States, accidents are bound to happen. Most Americans spend hours each day driving to and from work, school, and other obligations. The highways and interstates have become common ground for us. With so much time on the road, it’s an unfortunate and inevitable fact that we end up…

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It’s an ordinary day. You’re heading down the highway, hauling a load of food for a big grocery chain, when suddenly you take a turn too sharply, and you end up tipping over. Groceries spill out everywhere, and some get run over by oncoming traffic. To make things even better, you’ve got a small injury…

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Having an insurance policy as a homeowner is essential in cushioning you from losses when a disaster strikes. Unfortunately, some people feel like they are getting a raw deal from their carriers especially when the damage involved is substantial. The probability of disagreeing on the value of the loss is high when your claim is…

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Your customers put a lot of trust into your moving company. They expect their property to arrive safely. Fulfilling that expectation is up to you. That’s a lot of pressure, on you as a company and on them as a consumer. How do they know which business to trust? Can they expect you to cover…

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contractor's bond

When you are awarded a contract for a new project, it’s easy to want to dive right in and get into the meat of the work. But if you don’t get a contractor’s bond first, you may have trouble that has nothing to do with the quality of your construction work. Hiring an uninsured, unlicensed,…

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mcknight insurance services

There are plenty. If a consumer does not carry the proper coverage, they open themselves up to lawsuits including wage garnishments. If you have assets of any kind (a house, savings, income, investments, etc.) you will probably have to forfeit some of your personal assets to fairly compensate the people you injured. Texas law requires…

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