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Posts Tagged ‘automobile liability’

What are the benefits of getting more than the minimum insurance coverage?

mcknight insurance services

There are plenty. If a consumer does not carry the proper coverage, they open themselves up to lawsuits including wage garnishments. If you have assets of any kind (a house, savings, income, investments, etc.) you will probably have to forfeit some of your personal assets to fairly compensate the people you injured. Texas law requires…

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Distracted Driving.. It can wait

distracted driving

Distracted Driving is increasing worldwide as smartphone usage has soared. Distracted driving includes any activity that can divert a person’s attention away from the primary task of driving. All distractions endanger driver, passenger and bystander safety. There are three types of distraction: Visual- Taking your eyes off the road. Manual- Taking your hands off the…

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Do you have a teenager that will be driving soon?

 January is Teen Driving Awareness Month January not only brings in a new year, but it also brings in teenagers who return to school with a license and a car and the teenagers are eager to attend all of their exciting upcoming events, such as spring break, prom and graduation. For this reason, January is…

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Do you need optional insurance when you’re renting a car?

You’re standing at the car rental counter waiting to start your vacation when you’re asked a tricky question. Do you want to buy car rental insurance? How will you answer? If you have auto insurance, your policy may already cover damage to a rental car, but the coverage might be less than the value of…

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Insuring Your Car When Your Teen Driver Delivers Pizza

If your teenager earns money using your car- perhaps delivering pizza (or groceries, newspaper or fast food) – you are going to need more that just your personal auto policy for insurance. The fact that your car is being used in order to make money, even if it’s just on weekends, means you will need to…

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Automobile Liability Limits

Automobile Liability is the coverage that pays for bodily injury and property damage that you, your family, or a permissive use driver of your vehicle cause while driving your car. In the event you are sued, the liability will pay for any legal expenses and court costs that you may incur. The minimum automobile liability…

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