Shielding you from life's little upsets

Posts Tagged ‘coverage’

Why you need flood insurance

“Texas is the land of perennial drought, broken by intense floods” The risk If your home is in a designated flood zone, your lender requires you to have flood insurance. A flood zone is an area that has a 1 percent chance of being flooded in any given year. But floods can happen anywhere. More…

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In the name of love, insure that ring!

Were you the recipient of some beautiful jewelry for Valentines day? Were you one of the 6 million who received an engagement ring? If so. You may want to make sure you have the proper insurance in place. Insurance policies differ from one company to the next, but policies typically limit coverage for jewelry and…

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Do you have a teenager that will be driving soon?

 January is Teen Driving Awareness Month January not only brings in a new year, but it also brings in teenagers who return to school with a license and a car and the teenagers are eager to attend all of their exciting upcoming events, such as spring break, prom and graduation. For this reason, January is…

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Are you a Barber or Barber shop owner?

Are you a barber renting a booth from a barber shop owner?  Or are you the barber shop owner responsible for protecting your space and business assets and employees? Whether you own your shop or rent a booth, General Liability is an important coverage. This protects you and your employees from third party claims, claims…

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Wedding insurance helps make things go right when something goes wrong

According to wedding statistics for 2013, the most popular months to get married are June and September. With the average cost of wedding’s rising, now up to $28,000*, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage. For as little…

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Earthquakes don’t happen where you live or do they?

According to the U.S. Geological Survey, earthquakes pose a significant risk to 75 million Americans in 39 states. In fact, from 2002 to 2012, earthquakes of 4.0 magnitude or greater occurred in 23 U.S. states. While the damage isn’t usually severe, each tremor leaves local residents asking, “What if it’s bigger next time?” The U.S.…

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Do you have enough coverage to rebuild your home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being to able to rebuild it completely because you didnt have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your homewowners policy. Without it, you may…

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Insuring Your Car When Your Teen Driver Delivers Pizza

If your teenager earns money using your car- perhaps delivering pizza (or groceries, newspaper or fast food) – you are going to need more that just your personal auto policy for insurance. The fact that your car is being used in order to make money, even if it’s just on weekends, means you will need to…

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Automobile Liability Limits

Automobile Liability is the coverage that pays for bodily injury and property damage that you, your family, or a permissive use driver of your vehicle cause while driving your car. In the event you are sued, the liability will pay for any legal expenses and court costs that you may incur. The minimum automobile liability…

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