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Posts Tagged ‘property damage’

Distracted Driving.. It can wait

distracted driving

Distracted Driving is increasing worldwide as smartphone usage has soared. Distracted driving includes any activity that can divert a person’s attention away from the primary task of driving. All distractions endanger driver, passenger and bystander safety. There are three types of distraction: Visual- Taking your eyes off the road. Manual- Taking your hands off the…

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In the name of love, insure that ring!

Were you the recipient of some beautiful jewelry for Valentines day? Were you one of the 6 million who received an engagement ring? If so. You may want to make sure you have the proper insurance in place. Insurance policies differ from one company to the next, but policies typically limit coverage for jewelry and…

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Are you a Barber or Barber shop owner?

Are you a barber renting a booth from a barber shop owner?  Or are you the barber shop owner responsible for protecting your space and business assets and employees? Whether you own your shop or rent a booth, General Liability is an important coverage. This protects you and your employees from third party claims, claims…

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Earthquakes don’t happen where you live or do they?

According to the U.S. Geological Survey, earthquakes pose a significant risk to 75 million Americans in 39 states. In fact, from 2002 to 2012, earthquakes of 4.0 magnitude or greater occurred in 23 U.S. states. While the damage isn’t usually severe, each tremor leaves local residents asking, “What if it’s bigger next time?” The U.S.…

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Do you have enough coverage to rebuild your home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being to able to rebuild it completely because you didnt have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your homewowners policy. Without it, you may…

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Automobile Liability Limits

Automobile Liability is the coverage that pays for bodily injury and property damage that you, your family, or a permissive use driver of your vehicle cause while driving your car. In the event you are sued, the liability will pay for any legal expenses and court costs that you may incur. The minimum automobile liability…

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