What is tow truck insurance?
Towing vehicles places both trucks and operators in precarious situations, especially since towing is most needed when conditions are their worst. An insurance policy certainly won’t prevent something bad from happening on the side of the road. Should something happen, though, having tow truck insurance can provide Texas towing operators with important financial protection.
Tow truck insurance is tailor-made for towing operators. Policies usually help protect tow trucks, the vehicles they tow, and the people and businesses that own them.
What Texas businesses should purchase towing insurance?
Most tow truck operators in Texas should have towing insurance. State law generally requires that certain coverages are in place, and additional protections are highly recommended.
Since tow trucks are operated by a variety of businesses, multiple types of businesses end up purchasing towing policies. It’s common for auto service centers, independent mechanics, standard wreckers, heavy-duty wreckers and police departments to purchase these policies. Other businesses may purchase towing policies too.