Homeowners
Your home's structure, belongings, and liability — built for Texas hail and foundation risk.
Homeowners insurance
McKnight Insurance Services · DFW, Texas
Bundle Your Home, Auto & Toys Into One Real Program
Stop juggling separate policies with separate companies. We shop your home, vehicles, boat, RV, and umbrella coverage together across multiple carriers — so you get real multi-policy savings and one agency that knows your whole household.
- Independent agency — we shop multiple carriers
- Family-owned in Mansfield, TX since 2004
- One agency for every policy you bundle
Why Bundle Home and Auto Insurance?
Most DFW families end up with their home, their vehicles, and whatever else they own — a boat, an RV, a side-by-side — spread across two or three different insurance companies, usually by accident rather than by choice. Every one of those relationships means a different login, a different claims number, and a different renewal date to track. Bundling puts it all under one agency and, in most cases, saves you real money on top of it.
We are not a single carrier trying to sell you our own bundle. As an independent agency, we shop your combined home, auto, and toys across the carriers we represent, and show you honestly where the savings are — and where they are not. If splitting a policy out actually saves you money in your specific case, we will tell you that too.
What You Can Bundle With Us
Every line below can be combined into one program. Most of our multi-line clients carry three or more.
Auto
Liability, collision, and comprehensive coverage shopped across multiple carriers.
Auto insuranceBoat
Coverage your homeowners policy does not provide, built for how you use the lake.
Boat insuranceRV
From weekend travel trailers to full-timer coverage for life on the road.
RV insuranceATV & UTV
Off-road coverage for trail riding, ranch work, and everything in between.
ATV insuranceUmbrella
Extra liability protection layered across everything else you bundle with us.
Umbrella insuranceWhat Bundling Actually Saves You
Multi-policy discounts are real, but they vary by carrier, which is exactly the problem with getting a bundle quote from just one company — you are only seeing one company's version of the discount. Because we compare your combined home, auto, and toys across multiple carriers, we can tell you which one actually rewards your specific bundle the most, instead of assuming the carrier you are already with is giving you the best deal.
Beyond the discount itself, bundling means one deductible conversation instead of several during a claim, one renewal cycle to review instead of tracking three separate dates, and one agency that already has your full picture on file when something happens.
How Bundling Works With McKnight
No branching quiz, no automated bundle calculator — just a real conversation and a real comparison.
01
Tell us what you own
Your home, vehicles, and any boat, RV, or off-road toys you want covered.
02
We shop it across carriers
We compare bundled pricing and coverage across the multiple carriers we represent.
03
You get one clear program
One agency, one point of contact, and a straight answer on what you are saving.
04
We keep watch on your renewal
We track your premiums year to year, and if one jumps more than it should, we are back in the market before it renews.
What You Get When It's All Under One Program
Bundling is not just a discount — it changes how the whole thing works day to day.
One agency, everything you own
Your home, vehicles, and toys handled by the same team, instead of a different company for each policy.
One call after a claim
We help coordinate what happens next, even if a claim touches more than one policy at once.
Nothing falls through the cracks
We review your policies together, so gaps between them get caught before they turn into a surprise.
Real multi-carrier shopping
Your bundle is compared across the carriers we represent, not sold as one company's take-it-or-leave-it package.
Built for DFW Families With More Than Just a House and a Car
North Texas is not a one-policy kind of place. Between hail season putting real pressure on homeowners and auto claims alike, and a region full of lake houses, boat ramps, and weekend trail riding, a lot of DFW households have more to protect than a standard home-and-auto quote accounts for. We built our bundling approach around that — not around a generic national template.
That is also why we are independent. We are not trying to fit your household into one carrier's idea of a bundle. We compare how different carriers actually price and cover a Texas home, a Texas driver, and a boat or RV that spends its summers on a Texas lake — and build your program around what actually fits.
Frequently Asked Questions
Should I bundle my home and auto insurance?
For most homeowners, yes — bundling usually means a real multi-policy discount, one agency handling every claim, and one renewal conversation instead of several. The exception is when one of your individual policies is priced so far outside the market that splitting it up is genuinely cheaper, which is exactly why we compare both ways before recommending one.
Is it actually cheaper to bundle home and auto insurance?
Usually, but not automatically — it depends on the carrier and your specific coverage. Because we shop your bundle across multiple carriers instead of locking you into one company's bundled rate, we can tell you honestly whether bundling saves you money in your specific case, and by how much.
How much can I actually save by bundling?
Multi-policy discounts commonly run in the 10–25% range on the policies you combine, though the exact number depends on the carrier, your coverage limits, and how many policies you bring together. We will show you real numbers for your home, vehicles, and toys rather than a generic estimate.
Can I bundle a boat, RV, or ATV with my home and auto policy?
Yes. Boats, RVs, ATVs and UTVs, and a personal umbrella policy can all be added to a home and auto bundle. Most of our multi-line clients carry three or more policies with us, and the discount and convenience both grow as you add each one.
What if my home and auto are with two different companies right now?
That is the most common starting point we see. We review both policies, shop them together across the carriers we represent, and show you what a combined program actually costs compared to what you are paying split across two companies today.
Do I lose anything by switching to a bundled policy?
No — you are not required to give up coverage to bundle. We match or improve your existing coverage limits as part of the comparison, so any savings come from the multi-policy discount and carrier shopping, not from cutting corners on protection.
See What Your Bundle Actually Looks Like
Tell us what you own — home, vehicles, boat, RV, or toys — and we will shop it across multiple carriers and show you real numbers.