Checklist For An Annual Business Insurance Policy Review

Checklist For An Annual Business Insurance Policy Review The year-end means more than merriment, mistletoe, and your year-end business income and financial reconciliation-it are also the time to perform your annual business insurance review. As your business has grown or shifted in the past year, likely so have your insurance needs. Small business owners and…

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Homeowners Insurance and the Rising Cost of Building Materials

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What is more, lumber prices…

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Excess Liability Covers so Much More

We worked hard for our success. We deserve an insurance partner who recognizes that. At McKnight, we know that the more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A…

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Ransomware

Protect Yourself from Ransomware   With a recent uptick in attacks and more expected on the horizon, ransomware is starting to make headlines again. It’s very crucial that agents and insureds know what ransomware is and how to prevent it. During a ransomware attack, criminals break in computer networks and install programs that encrypt data.…

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Insurance changes to make when you retire

older happy couple on the beach

Whether you plan to travel, serve your community, or spend more time with your family, retirement will bring changes in the ways you spend your time. And whenever life changes, so do the risks you face- which means retirement is a good time to evaluate your insurance coverage. You might need more, less or different…

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7 Things you never knew insurance covered

the number 7

When you imagine surprises involving your car insurance, visions of mishandled claims or rate increases may be the first things to spring to mind. But car insurance surprises can be good, too — and none is sweeter than learning you’re covered for costs you thought you’d have to pay yourself. “People don’t realize all of…

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$2000 donation to the Mansfield Fire Department

donation to mansfield fire dept

Protecting What Matters 2016   We held a community education class — and earned $2,000 for the Mansfield Fire Department!   At McKnight Insurance Services, our mission has always included giving back, because we recognize building a stronger community is something that benefits us all. Safeco Insurance recognizes that, too — and we’re honored to…

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Do you need to purchase rental car insurance?

rental car insurance

With the summer in full swing, many families will hit the road for summer vacations. For different reasons, many people opt to rent a car versus driving their own. Do you need it? Probably not, but how can you be sure? The best way is to be prepared and know what your current personal auto…

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How to Save on Homeowners Insurance

mcknight insurance services

The average homeowner pays nearly $1,100 a year for home insurance, according to the latest data from the Insurance Information Institute. That’s money well spent considering what it would cost to rebuild your house and replace your belongings after a disaster. But it’s good to know whether you might be able to trim costs. Here are…

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Distracted Driving.. It can wait

distracted driving

Distracted Driving is increasing worldwide as smartphone usage has soared. Distracted driving includes any activity that can divert a person’s attention away from the primary task of driving. All distractions endanger driver, passenger and bystander safety. There are three types of distraction: Visual- Taking your eyes off the road. Manual- Taking your hands off the…

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