Insurance Score vs Credit Score

      Confused about the difference between an insurance score and a credit score? Let’s help you learn about the two and how it relates to your insurance rate and premium price.   Is an insurance score the same as a credit score??                                                                                                                                                                                                                                                  * NO. A credit score shows lenders how likely…

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What drives your insurance price up!

Do you understand what drives the cost of your automobile insurance? There are several factors but credit score and driving history are the two main ones. Credit-based insurance scores are based on age -16-year old’s pay 379% more than 55-year olds. Gender – women pay 5% more than men. Marital status – married drivers pay…

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Dog Bites

Dog Bites   Do you know? A dog may be considered man’s best friend, but unfortunately. dog bites do happen. According to the insurance information institute, dog bites accounted for $686 million in homeowners insurance liability claims paid in 2017 in the United States.   TIPS to prevent DOG BITES Never pet dogs without allowing…

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Ransomware

Protect Yourself from Ransomware   With a recent uptick in attacks and more expected on the horizon, ransomware is starting to make headlines again. It’s very crucial that agents and insureds know what ransomware is and how to prevent it. During a ransomware attack, criminals break in computer networks and install programs that encrypt data.…

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Insurance for your pool

Are you considering adding an addition of a swimming pool to your backyard? Although it can be a blissful retreat for the household, and offer hours of enjoyment, it comes with some serious considerations regarding home insurance and safety. The type of swimming pool that you purchase, or build is important when reviewing your coverage.…

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Pet Insurance

Over the last few months, we have heard different stories from families right here in Mansfield, Texas. One morning a few months ago, a dog got out of his backyard. He was hit by a car and ran away before anyone could get to him. For days his family searched for him. They placed his…

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Why you need flood insurance

“Texas is the land of perennial drought, broken by intense floods” The risk If your home is in a designated flood zone, your lender requires you to have flood insurance. A flood zone is an area that has a 1 percent chance of being flooded in any given year. But floods can happen anywhere. More…

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Are electric scooters covered on your insurance?

Electric scooter rentals are all the rage in Texas’ big cities and college campuses. In a lot of larger cities like Dallas, you can find them on every corner. If trends continue, we may start seeing them in cities like Mansfield and Midlothian Texas. Riders must be 18 years or older, and have a valid…

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Top 10 Things to Consider When Buying Car Insurance for Your New Car

car insurance

With around 220 million licensed drivers in the United States, accidents are bound to happen. Most Americans spend hours each day driving to and from work, school, and other obligations. The highways and interstates have become common ground for us. With so much time on the road, it’s an unfortunate and inevitable fact that we end up…

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10 Reasons Why You Need Trucking Insurance

It’s an ordinary day. You’re heading down the highway, hauling a load of food for a big grocery chain, when suddenly you take a turn too sharply, and you end up tipping over. Groceries spill out everywhere, and some get run over by oncoming traffic. To make things even better, you’ve got a small injury…

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